11 Business Scholarships For Women: Get Free Money (2023)

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Raising capital is critical to the success of many companies. However, women-led businesses face unequal challenges when it comes to securing corporate finance and investment. Although women owned more than 40% of companies in the US by 2019, nearly 98% of venture capital for new startups went to male founders in 2020.

Women entrepreneurs often have difficulties with thisqualify for business loansdisproportionately compared to their male colleagues. According to the Federal Reserve's 2021 Small Business Credit Survey, only 12% of female business owners said they received the full amount of financing they requested from lenders in 2021, compared to 14% of male-owned businesses. It is also important to note that 80% of female business owners and 82% of male-owned businesses have applied for Covid-19 relief funding through thePaycheck Protection Program(PPP) this year.

When business loans and equity financing are hard to come by, women entrepreneurs can think twicebusiness grantsalso for women. Competition for business grants can be fierce, but if you qualify, you can get a cash injection for your business that you never have to repay.

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Here are 11 popular business scholarships for women.

1. Grants.gov

One of the first resources to look at when looking for business grants for women is Grants.gov. The website contains a list of scholarships funded by the federal government for women and men alike. You can also use the database's search function to look for scholarships specifically designed for women entrepreneurs.

application process

First, you must register with Grants.govWorkplaceAccount. Once you have done this, you and other members of your team can edit and fill out individual grant applications available through the database.

Make sure you or your company are eligible for specific funding opportunities before beginning the application process. Each grant opportunity listed in the Grants.gov database includes detailed eligibility information.

2. The Girlboss Foundation Scholarship

The Girlboss Foundation offers grants for creative female entrepreneurs. To be eligible for the biannual stipend, you must have a female-owned business involved in the art, design, music, or fashion industry.

Scholarship winners will receive $15,000 in funding for their projects. You can also enjoy marketing-related benefits with Girlboss.com's newsletter and social media features.

application process

Girlboss awards scholarships to female creative entrepreneurs twice a year and has awarded $130,000 in grants since the organization began in 2014. Visit Girlboss.com to learn more about how to apply.

3. Amber Grant

At the age of 19, Amber Wigdahl died before she had a chance to pursue her business dreams. In 1998, WomensNet established the Amber Grant program in honor of the aspiring female entrepreneur.

Later, WomenNet expanded its program to include grants for:

  • Marketing
  • Different business categories
  • Monthly ($10,000) and year-end grants ($25,000)

The organization awards at least $35,000 in grants each month. Funding is available to eligible women-owned businesses whose applications are compelling to the selection committee.

application process

You can submit applications for Amber Grantsonline. A single application submits for all grants that you and your business may receive. The organization reviews incoming applications each month and announces new monthly scholarship winners by the 23rd of the following month.

4th Cartier Women's Initiative Award

In 2006, the Cartier Women's Initiative established an annual program aimed at empowering women entrepreneurs. Businesses owned or managed by women are eligible to compete for the awards, including:

  • Awards in 10 regions.A total of three scholarships are awarded per region, making a total of 30 scholarships. Each first place winner will receive $100,000; each second place winner will receive $60,000; and each third-place finisher will receive $30,000.
  • Pioneer Award for Science and Technology.The bonus amounts are the same as for the regional bonuses.
  • Diversity, Equity and Inclusion Award.The Cartier Women's Initiative is not yet announcing the award amounts for this grant, but the next application window will open on May 16, 2022. You can sign up for a newsletter on the Cartier Women's Initiative website for more information about this award.

application process

You can download theApplicationfor the Cartier Women's Initiative regional awards online. To be eligible, you must demonstrate that your business is owned or managed by a woman and has a mission to make a meaningful and sustainable impact on society or the environment. Applications for 2023 Scholarships will open on May 16, 2022 and close on July 15, 2022.

Eligible applicants must also:

  • Own or operate for-profit businesses
  • Being in the early stages of development (between one and five years of age)
  • Show that it has had revenue from sales (goods or services) for at least a year
  • Have raised at least $2 million in funding
  • Meet at least one of the United NationsSustainable Development Goals

5. GrantsforWomen.org

Founded in 2000, GrantsforWomen.org is an online platform to help women entrepreneurs find and research a variety of grants and fellowship opportunities. The platform aims to enable women around the world to achieve their business goals.

application process

The application process for grants varies from program to program. GrantsforWomen.org can help you find grants that might be a good fit for your business. From there, you'll need to follow the instructions of those individual organizations when you're ready to fill out an application.

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6. Eileen Fisher Corporate Scholarship Owned by Women

The Eileen Fisher organization — a women's clothing brand founded over three decades ago — awards $200,000 in grants each year to eligible women-owned businesses. The individual grant sizes range from $10,000 to $40,000 each.

Women entrepreneurs working in the following areas may be considered for grant funding.

  • Supporting women to participate in decision-making processes (especially those with positive environmental outcomes)
  • Promoting women's participation in a sustainable economy
  • To teach women and girls how to adapt to climate change and/or influence current climate change policies for the better

application process

Although the program is temporarily suspended, you can access an online application when it is active. To be eligible, your business should also be an IRS-registered 501(c)(3) nonprofit (or have a tax sponsor) and be able to demonstrate that it provides direct services to its customers. You must also be able to conduct your application and any follow-up interviews in English.

Companies affiliated with certain political parties or religions are not eligible for funding. Neither will academic institutions, fundraising campaigns, event sponsorships, or organizations run by people who do not identify as female.

7. Tory Burch Foundation

The Tory Burch Foundation is another popular fashion brand that sponsors grants for women entrepreneurs. In addition to the $5,000 business education grants, the foundation also aims to support women-led businesses in their early stages through:

  • Access to business capital
  • Expert-led workshops (live and on-demand)
  • Peer-to-peer network (with the opportunity to work with other female founders)

The Women of Color Grant Program (sponsored by the Tory Burch Foundation and the Fearless Fund) is open to women entrepreneurs of color. Eligible companies can receive grants ranging from $10,000 to $20,000 under this program.

application process

Each year, the Tory Burch Foundation selects 50 women entrepreneurs from its pool of applicants to become Fellows in its annual program. To be eligible for funding, you must be a woman owning the largest share (at least 51%) in your business. You can fill out and submit yoursApplicationonline via the Foundation's website.

8. The Halstead Grant

If you make silver jewelry you may be interested in applying for the Halstead Fellowship. Established in 2006, the Halstead Grant gives new silver jewelry artists—women and men alike—the opportunity to apply for a $7,500 seed grant and other benefits they can use to grow their business. Semi-finalists (up to five total) may receive smaller cash grants of $250 or $500, as well as expert help in promoting their business.

application process

You can download oneApplicationfor the Halstead Scholarship online. The application consists of 15 company-related questions that you must answer. Once complete, you must submit your application, along with images of your design portfolio, by August 1st to be considered for the current year's award.

9. SoGal-Startup-Stipendium

The SoGal Startup Grant is a program aimed at supporting Black women entrepreneurs. Despite this demographic being the fastest growing group of entrepreneurs (at any point in recorded history), black women founders receive less than 0.5% of venture capital funding.

SoGal Startup Grant winners will receive a cash award of either $5,000 or $10,000 in startup funding. You will also receive professional guidance to guide the fundraising process. This benefit aims to level the playing field for businesses and encourage a fairer opportunity for Black female founders to scale their businesses.

application process

To be eligible for a SoGal Startup Grant, you must identify as a Black female or non-binary entrepreneur (mixed race of these categories may also apply). In addition, you must own a legally registered business, demonstrate a plan to seek investor capital, and share your business idea - an idea with the potential to grow into a billion dollar business.

10. National Association for the Self-Employed Growth Grants

The National Association for the Self-Employed (NASE) has been awarding growth grants to its members since 2006. The program awards $4,000 in cash grants to female and male small business owners. Winners may use grant funds to:

  • advertising and marketing
  • expansion of facilities
  • hire employees
  • Other Business Expenses

application process

Before you can apply for a NASE growth scholarship, you must firstbecome a memberthe Federal Association of the Self-Employed. The membership type you choose determines whether you can apply immediately (e.g., Annual Members, Veteran Members, Silver Members who pay annual fees, and Gold Members) or whether you must wait 90 days before you can apply (e.g. monthly members and silver members who pay monthly). Fees).

The scholarship committee reviews the applications once a quarter.

11th FedEx Small Business Grant Competition

FedEx developed theFedEx Small Business Grant Competitionas a way to support small US businesses that have been impacted by the Covid-19 pandemic. Grant recipients will receive checks for $50,000 (grand prize winner) and additional credits (up to $7,500) to use at the FedEx office for business printing services.

application process

Applicants must be US based small businesses (for profit), have annual sales of less than $5 million and have shipped goods in the previous 12 months. Eligible businesses have until February 28, 2022 to create a FedEx account and enter the 2022 Contest. The voting period and time when FedEx will announce the top 100 winners is March 22-31, 2022. The final winners will be announced on May 4, 2022.

How to Choose the Right Business Scholarship

There are two main types of grants available to small business owners - government grants and corporate grants. On the business grant side, the requirements tend to be easier to meet. However, due to the milder selection criteria, you may face more competition from other applicants.

The application process for government grants can sometimes be lengthy. In turn, the pool of applicants may not be as large - a factor that could improve your chances of receiving the cash prize.

With both types of grants, it is important to check all eligibility criteria in advance. You do not want to waste your time (or the selection committee's time) applying for scholarships that are not available to you. Your time would be better spent looking for scholarships you are eligible for instead.

Other funding opportunities for women-owned businesses

Aside from grants, there are other opportunities that women-owned businesses can havequalify for corporate financeto support their goals, including:

  • Small Business Loans
  • Business lines of credit
  • business credit cards
  • equity financing
  • Crowdfunding
  • Business acquisition loan
  • SBA loan

Find the best startup business loans of 2023

Learn more

(Video) EPIC 13 PLACES to get GRANTs Free MONEY for Business Startup or Self Employed!

bottom line

The ability to access funds that you don't have to pay back appeals to many business owners. This means you could face a lot of competition when applying for business grants.

There is nothing wrong with applying for funding in the form of operating grants. But you should consider whether other business financing or fundraising options might also help you - especially if you are unable to obtain enough grant funding to meet your business goals.


Can I get free money to start a business? ›

You can find small-business grants at government agencies, state organizations and private corporations. A few good places to start your search include the government database Grants.gov, your local Small Business Development Center and nonprofits such as the Local Initiatives Support Corp.

How can a woman get money to start a business? ›

11 Grants for Women-Owned Businesses
  1. FedEx Small Business Grant. ...
  2. The Amber Grant Foundation. ...
  3. National Association For The Self-Employed Growth Grants. ...
  4. Cartier Women's Initiative Award. ...
  5. Tory Burch Foundation. ...
  6. Sogal Black Founder Startup Grant. ...
  7. Visa Global She's Next Grant Program. ...
  8. Fearless Fund.

How to get money from the government? ›

To search or apply for grants, use the free, official website, Grants.gov. Commercial sites may charge a fee for grant information or application forms. Grants.gov centralizes information from more than 1,000 government grant programs. It's designed to help states and organizations find and apply for grants.

Will the government pay you to start a business? ›

The federal government does not offer grants for starting or growing a business. It only provides grants for nonprofit and educational institutions.

Can the government give money to start a business? ›

Government grants are available in all kinds of forms – from reduced costs and free equipment, to cash awards to help your new business grow. Generally, government grants come in the form of a direct grant.

How to get free money? ›

Here are the best ways to make free money with little or no effort:
  1. Bursaries, scholarships and grants. ...
  2. Sign-up offers. ...
  3. Money for switching bank or utility supplier. ...
  4. Free money for referring friends. ...
  5. Get a Student Loan refund. ...
  6. Check if you're owed a tax rebate. ...
  7. Earn interest with savings and current accounts.
Dec 12, 2022

What is the best business for a woman to start? ›

The 50 best business ideas for women
  • Graphic design.
  • Editing and proofreading.
  • Marketing copywriting.
  • Content creation.
  • Public relations consulting.
  • Brand ambassador.
  • Photography.
  • SEO consulting and strategy.
Oct 22, 2020

How to get money fast? ›

Once those subside, you'll find there are ways to get your hands on quick cash, without falling prey to scams.
  1. Sell spare electronics. ...
  2. Sell your gift cards. ...
  3. Pawn something. ...
  4. Work today for fast cash today. ...
  5. Seek community loans and assistance. ...
  6. Ask for forbearance on bills. ...
  7. Request a payroll advance.
Dec 14, 2022

Who can help me with money? ›

If you're finding it difficult to pay for food or your essential bills, it may seem like there's no help available. However, trust funds, credit unions, councils, energy providers, the government and charities all offer a range of practical support for people who need financial help urgently.

What business can I start from home with no money? ›

26 Businesses You Can Start for Free
  • Blogging. While not a new concept, monetized blogging is always a popular option for an essentially no-cost business. ...
  • In-home child care. ...
  • In-home dog care. ...
  • Pet services. ...
  • Dog training. ...
  • Freelance writing. ...
  • Freelance editing. ...
  • Resume building.

What to do if you have no money? ›

I'm in Debt With No Job and No Money – What to Do
  1. Enroll in a hardship program. ...
  2. Make a budget and prioritize your expenses. ...
  3. Cut your spending. ...
  4. Manage credit cards wisely while unemployed. ...
  5. Apply for government assistance. ...
  6. Think before withdrawing money from your 401(k) ...
  7. Take out a home equity loan to pay off debt.
Dec 2, 2022

Is the government giving out free money? ›

There is no such thing as government “free money.” If you're promised free money, it's probably a scam.

What is the easiest government loan to get? ›

If you need help paying for school, federal student loans (under the Direct Loan program) are probably your best option. They are easy to qualify for, they have competitive rates, and they offer flexibility when you're getting on your feet (and when you face financial hardships in life).

How can I make money in one hour? ›

Sell something of value
  1. Sell your gently-used clothes to a thrift store. ...
  2. Sell sought-after gear to a pawnshop. ...
  3. Sell gold or other precious metals. ...
  4. Sell your spare change. ...
  5. Walk a dog or feed a pet while your neighbor is away. ...
  6. Babysit a kid for a great hourly rate. ...
  7. Whip your neighbor's yard into shape.
Aug 23, 2022

How do I fund a business with no money? ›

Options to fund your new business venture include:
  1. Crowdfunding. This approach to raising money takes small amounts of cash from a large number of people. ...
  2. Friends and family loans. Do you have a personal support network that can back your new business idea? ...
  3. Small business loans. ...
  4. Capital investors. ...
  5. Small business grants.
Nov 25, 2022

Who can help me to start a business? ›

A business coach or mentor

Getting a little advice from someone in the business world is also a good idea. Whether you're opening your first business or your fifth, talking with someone who can give you independent business advice will go a long way, Arney says.

Is PPP money still available? ›

No! The PPP expired on September 30, 2021, but Congress has legislation pending that would extend the program through 2022. If the government passes this legislation, businesses will be able to make PPP loan applications through December 31, 2022.

What are the 4 types of grants? ›

What are the 4 Types of Grants for Nonprofits?
  • Competitive Grants. Competitive grants are those for which a nonprofit submits a proposal that gets evaluated by a team of reviewers. ...
  • Continuation Grants. ...
  • Pass-through Grants. ...
  • Formula Grants.
Dec 9, 2022

What does the government give to businesses? ›

The federal government offers grants, contracts, and small business loans to help small businesses get started. Grants are financial aid that doesn't need to be returned, while loans require repayment with interest.

What is a government grant business? ›

Business grants are payments provided by either the Government or a private organisation for a specific purpose. Where they differ from any other form of finance is that you don't have to pay it back. Nor do you have to give away a share of your business in exchange.

What apps give free money? ›

  • So how does the free money thing work? When it comes to apps giving you free money, there's no one hard and fast rule they use to get you onboard. ...
  • Swagbucks. ...
  • Survey Junkie. ...
  • Monetha. ...
  • Robinhood. ...
  • eToro. ...
  • Acorns. ...
  • Cash App.
Nov 15, 2022

How to get free money in Amazon? ›

  1. Branded Surveys. 💰 Earn Amazon Gift Cards by Taking Surveys. ...
  2. Swagbucks. 💰 Daily Rewards + $20 Amazon Gift Card. ...
  3. LifePoints. 💰 Earn Amazon Gift Cards by Taking Surveys. ...
  4. Survey Junkie. 💰 Earn Amazon Gift Cards by Taking Surveys. ...
  5. InboxDollars. 💰 Get a Free $5 Amazon Gift Card for signing up. ...
  6. MyPoints. ...
  7. Piñata. ...
  8. Honey.
Jan 14, 2023

How can I get money everyday? ›

Learn more about what you could do to earn an extra income in as short as one day with these thirty-three ideas.
  1. Drive With Uber or Lyft. ...
  2. Presell Your Labor. ...
  3. Perform Seasonal Jobs. ...
  4. Sell Your Clothes. ...
  5. Become a Tutor. ...
  6. Sell Your Furniture. ...
  7. Have a Yard Sale. ...
  8. Sell Your Books.
Jan 31, 2022

Which business is best for easy money? ›

What is the best business to earn money?
  • Help others with snow plowing.
  • Cleaning services for clients and businesses.
  • Become a personal chef.
  • Start an event DJ business.
  • Get into healthcare consultancy.
  • Start an employee recruitment service.
  • Create a real estate brokerage firm.
  • Become an expert at agribusiness.

What is the easiest business to get? ›

Business ideas that are easy to start quickly
  1. Yard work. People with 9-to-5 jobs don't always want to spend their weekends doing yard work. ...
  2. Software training. ...
  3. Homemade soap making. ...
  4. Errand service. ...
  5. Social media management. ...
  6. Freelance services. ...
  7. Selling on eBay. ...
  8. Pet sitting.

Can I borrow money on cash App? ›

If you've been looking into how to borrow money from Cash App, you're probably aware that it's an app that allows borrowers to access between $20 and $200 (max). Cash App provides a short-term loan that is paid back over a maximum of four weeks.

Who donates money to individuals? ›

A philanthropist is a person who donates time, money, experience, skills or talent to help create a better world.

How do you write a letter begging for money? ›

Here are six awesome tips for asking for donations using letters.
  1. Use a bold headline. Think of a letter's headline as the subject line of an emailed donation appeal. ...
  2. Keep it personal. ...
  3. Tell a story. ...
  4. Ask sincerely. ...
  5. Don't forget the envelope. ...
  6. Say thank you.

What cheap business can I start? ›

If you want to start a low-cost business, these 25 ideas will help inspire your entrepreneurial passion.
  • Content creation. ...
  • Personal or virtual assistant. ...
  • Event planning services. ...
  • Errand/concierge service. ...
  • Professional reviewer. ...
  • Social media consultant. ...
  • Etsy shop. ...
  • Online courses and tutoring.
Feb 21, 2023

What business makes the most money? ›

Most Profitable Companies Ranked
CompanyProfit per Hour
3Berkshire Hathaway$4,853,995
6 more rows

What is begging money? ›

These words are used to say that someone asks for money in the street. If someone begs, they ask for money in the street from people who are passing by.

How can I get food with no money? ›

Free Food and Grocery Programs
  1. BackPack Program.
  2. Drive-thru Pantries.
  3. Mobile Food Pantry.
  4. School Breakfast Program.
  5. School Pantry Program.
  6. Senior Food Programs.
  7. SNAP Application Assistance.
  8. WIC.

How do I go from broke to rich? ›

If you want to get rich, here are seven “poverty habits” that handcuff people to a life of low income:
  1. Plan and set goals. Rich people are goal-setters. ...
  2. Don't overspend. ...
  3. Create multiple streams of incomes. ...
  4. Read and educate yourself. ...
  5. Avoid toxic relationships. ...
  6. Don't engage in negative self-talk. ...
  7. Live a healthy lifestyle.
Oct 19, 2021

How do you know if a grant is real? ›

A real government agency won't ask you to pay a processing fee for a grant that you have already been awarded—or to pay for a list of grant-making institutions. Specifically, Federal government agencies and employees never ask people to wire money or use a prepaid debit card to pay for anything.

Is the federal government giving out stimulus checks? ›

The final federal stimulus checks were mailed out in 2021. However, for more recent economic woes facing Americans – most notably, high inflation – there's been no such relief from the federal government.

What is the easiest loan to get approved for? ›

The easiest loans to get approved for are payday loans, car title loans, pawnshop loans and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they're available to people with bad credit.

Can I borrow my Social Security? ›

All the cash you had received over the years from the SSA was like an interest-free loan from the government. That loophole was closed in 2010, so you can no longer "borrow" money from the SSA.

What is a hardship loan? ›

But for those who can't access such resources, help may come in the form of a hardship loan, a type of loan offered to help people get through financial challenges, such as unemployment or medical debt.

How to get $100 dollars fast on Cash App? ›

If you operate Cash App to make a direct deposit of your paycheck, you can earn $100 for free. You will want a unique routing number and account number to use Cash App, as well as a valid physical address. You can earn as much as $100 a day on this way. You may also be able to earn a couple 100 dollars per referral!

How to make money ASAP online? ›

What's the easiest way for beginners to make money online?
  1. Get involved in market research.
  2. Become an online tutor.
  3. Sell your clothes and other belongings.
  4. Become an affiliate for your favorite brands.
  5. Start a dropshipping online business.
  6. Transcribe recordings.
  7. Rent out your stuff.
Nov 28, 2022

How do I start a business with no money and no idea? ›

How to start a business with no money
  1. Find a free business idea.
  2. Write a business plan.
  3. Choose a business name.
  4. Launch a website.
  5. Validate ideas with preorders.
  6. Source funding to grow.
Nov 25, 2022

What is the easiest business to start? ›

Business ideas that are easy to start quickly
  1. Yard work. People with 9-to-5 jobs don't always want to spend their weekends doing yard work. ...
  2. Software training. ...
  3. Homemade soap making. ...
  4. Errand service. ...
  5. Social media management. ...
  6. Freelance services. ...
  7. Selling on eBay. ...
  8. Pet sitting.

What to do when you have no money? ›

I'm in Debt With No Job and No Money – What to Do
  1. Enroll in a hardship program. ...
  2. Make a budget and prioritize your expenses. ...
  3. Cut your spending. ...
  4. Manage credit cards wisely while unemployed. ...
  5. Apply for government assistance. ...
  6. Think before withdrawing money from your 401(k) ...
  7. Take out a home equity loan to pay off debt.
Dec 2, 2022

Is it too late to apply for PPP loan? ›

Notice: PPP ended May 31, 2021

The PPP ended on May 31, 2021. Existing borrowers may be eligible for PPP loan forgiveness. SBA also offers additional COVID-19 relief.

Is PPP coming again? ›

Unfortunately, PPP loans in 2022 aren't happening –– eligibility for the program ended in May 2021 and there are no signs of it coming back. There are other options for securing small business funding besides PPP loans.

Who qualifies for a PPP loan? ›

In addition to small business concerns, a business is eligible for a First Draw PPP Loan if the business has 500 or fewer employees or the business meets the SBA employee-based or revenue-based size standard for the industry in which it operates (if applicable).

How can I get business money with no credit? ›

Fortunately, other ways exist for business owners to get these items, even if the entrepreneur has bad credit.
  1. Social Lending Sites. ...
  2. Micro-credit Organizations. ...
  3. Equipment Lenders. ...
  4. Purchase Order Financing. ...
  5. Grants. ...
  6. Bankruptcy and Credit Counseling.
Mar 7, 2022

Can I get a business loan with a 500 credit score? ›

Fortunately, certain lenders offer bad credit business loans to those with credit scores as low as 500. Lenders use your credit score as a measure of creditworthiness — the lower the score, the higher the risk.

What are the easiest loans to get approved for? ›

The easiest loans to get approved for are payday loans, car title loans, pawnshop loans and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they're available to people with bad credit.

What is the easiest business to start with no money? ›

26 Businesses You Can Start for Free
  1. Blogging. While not a new concept, monetized blogging is always a popular option for an essentially no-cost business. ...
  2. In-home child care. ...
  3. In-home dog care. ...
  4. Pet services. ...
  5. Dog training. ...
  6. Freelance writing. ...
  7. Freelance editing. ...
  8. Resume building.

What is it called when a business has no money? ›

If the company is insolvent and unable to pay its debts, then under director control it can seek a creditors voluntary liquidation. If the company is insolvent and there are no funds or an unwillingness to bring matters to an end then it will be compulsorily wound up by the court following a winding up petition.


2. FREE MONEY!! Grants, Loans & Scholarships
(Protect Wealth Academy)
3. How students can find scholarships and grants to help pay for college
(CNBC Television)
(She Boss Talk)
(Mariam Adepoju)
6. Lesson 11: Grants & Scholarships


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